Personal Insurance

Protecting your lifestyle with the right insurance can be complicated and time consuming. Why waste time searching for insurance from the various direct insurers or online price comparison sites when someone else can do it for you.

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Cover for Your Personal Vehicles, Including Family Cars, Performance, Prestige, and Classic Cars – Plus Cover for Learner Drivers, Gap, and Breakdown.

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Cover for Your Home and its Contents – Plus Cover for Holiday Homes, Buy to Let Properties, Building Works, and More.

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Other Products

Protect Your Lifestyle – Including Insurance for Sailing, Travel, Unemployment, and Income Protection.

That’s where NICEIC and ELECSA Insurance Services, a trading name of SME Insurance Services can help. We’ll put you in contact with Bluefin, our sister company and one of the UK’s leading insurance brokers. A member of the team will listen to you, ask relevant questions and offer advice on the cover you need to help protect you, your family, possessions, and lifestyles. 

They will then search for you, using a panel of carefully selected insurers including major insurance brands like Aviva, AXA, Ageas and specialist insurers like Midas, Canopius, and Vasek. This helps provide you with options so you obtain the right protection at a price that’s right for you.

Types of Personal Insurance Available

Every lifestyle is different – from the properties you own and the cars you drive, to your interests and hobbies – so you’ll need an insurance solution that meets your individual circumstances.

A wide variety of insurances are available, including cover for: 

  • Traditional family homes.
  • Flats and penthouses.
  • Non-standard properties.
  • Eco homes.
  • Buy to let properties.
  • Holiday homes.
  • Building works.
  • Home emergencies.
  • Student possessions.
  • Family cars.
  • Family fleets.
  • Performance cars.
  • Prestige cars.
  • Classic cars.
  • Motorbikes.
  • Horseboxes.
  • Learner drivers.
  • Young drivers.
  • Breakdown.
  • Motor gap.
  • Short-term income protection.
  • Unemployment insurance.
  • Personal accident.
  • Personal injury.
  • Life.
  • Boiler protection (gas or oil boiler).
  • Leisure – including canoe and kayak, firearm, airgun, and shotgun cover.
  • Marine – from pleasure craft, luxury yachts, and motorboats to sailing boats and dinghies.
  • Travel.
  • Fine art.
  • Antiques, jewellery, and other collections.
Latest News

Your New and Improved Insurance Solution – Don’t Miss Out

11th May 2018

In 2017, as part of NICEIC and ELECSA’s commitment to continuously improve the services on offer to their registered contractors a brand new insurance…

Make Sure You’re Properly Protected

22nd January 2018

Not all insurance policies are the same – so you may need expert help before you buy.

Electrical Contractors Insurance: Four Steps to Buying the Right Public Liability Cover

10th January 2018

For most electrical contractors, public liability insurance is a business essential. It offers vital protection in the event of injury or incident…

Certsure Announces New Relationship with SME Insurance Services

11th August 2017

Providing NICEIC and ELECSA Insurance Services to tradespeople in the UK