Business Insurance

At NICEIC and ELECSA Insurance Services we offer a range of flexible insurance solutions for contractors working more than 300 trades – from electricians, gas, and heating engineers, to renewable energy installers, and air conditioning engineers.

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Electrical Contractors

Electrical contractors insurance protects against potential liability and defends your livelihood if the worst should happen.

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Electricians Public Liability Insurance

Comprehensive, affordable public liability insurance protection for electricians.


Electric Vehicle Charger Installation Insurance

The government’s plan to ban sales of new petrol and diesel cars by 2035, is creating opportunities for companies to install Electric Vehicle Charging Points throughout the UK.

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Business Vehicles

If your van or other commercial vehicle is vital to your livelihood, protect it with affordable, van insurance.

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Business Premises

Whether you run your business from an office, a shop, a workshop, or any other kind of business premises, the right insurance is vital.

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Non-Registered Electrical Contractors

Electrical contractors insurance protects against potential liability and defends your livelihood if the worst should happen.


Personal Accident and Short Term Income Protection Insurance

Get Affordable Insurance Cover Designed to Help Protect You Financially if You Suffer an Accident or are Unable to Work Due to Illness or Injury.

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Plumbing, Heating, and Gas Engineers

Comprehensive, affordable liability insurance protects plumbing, heating, and gas engineers.

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Plumbers Insurance

Comprehensive, affordable liability insurance protection for plumbers.

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Renewable Energy Installers

Specialist Insurance Cover for Renewable Energy Installers – Protection at the Right Price.


Other Tradesman Insurance

Comprehensive, affordable tradesmen insurance cover protects contractors working in more than 300 trades.

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Tradesman Public Liability Insurance

Whether your job is specialised, or you work across many different trades, incidents can happen that may be out of your control; these incidents could lead to a costly public liability claim.

We understand your time is precious, so we want to make finding the right insurance easy.  In some cases you can simply buy the insurance you need online, in minutes.  But if you prefer, we are always on hand to help you work out what you need, and find the right cover.

NICEIC and ELECSA Insurance Services is part of Marsh Commercial, an award winning expert in insurance and risk management. We currently provide more than 35,000 business insurance policies for over 21,000 customers across the UK, so it’s safe to say we have the experience and expertise to help our business insurance customers obtain the cover they’re after, at the right price.

We specialise in offering simple, flexible insurance cover that helps protect your business. Whether you’re a sole trader, employ a handful of staff, or manage a larger business, we’ll help make sure you get the insurance that’s right for you.

Meanwhile, you’ll be free to focus on running and growing your business.

Types of Business Insurance from NICEIC and ELECSA Insurance Services

Every business faces its own risks and challenges, so there’s no one-size-fits-all insurance solution. At the same time, tradesmen insurance policies often contain similar types of cover features, so it’s important to look at the detail – particularly when it comes to working out what’s included in the cover.

That’s where we can help – listening to you and asking questions so we can offer advice on the cover you need. Based on that, our aim is always to provide tailored cover and explain what’s included, to make sure you understand what protection you have in place.

Our range of covers includes:

  • Public liability cover
  • Employers liability cover
  • Professional indemnity cover
  • Commercial premises cover
  • Commercial van and vehicle cover
  • Cover for tools, equipment, and materials
  • Corporate manslaughter cover
  • Efficacy cover
  • Goods in transit cover
  • Contract works cover
  • Own plant cover
  • Hired plant cover
  • Personal accident cover
  • Legal expenses
  • Property all risks
  • Income protection cover
Latest News


21st September 2020

It has been three fantastic years since the launch of the new and improved insurance service for NICEIC and ELECSA registered contractors.

Maintaining Your Tradesman Insurance During Lockdown

19th August 2020

A reduced workload means lower income, so you may want to reassess outgoings. But whether you are able to continue working or not, maintaining your…

Maintaining Your Electricians Insurance During Lockdown

11th August 2020

Why do you need insurance if your business isn’t running? The reality is, whether you are able to continue working or not, maintaining your electrical…

Professional Indemnity Insurance Changes Affecting Electrical Contractors

6th August 2020

You may already have contractors professional indemnity insurance in place, but you may need to reconsider your limit of indemnity.