Plumber Insurance

Affordable Insurance for Plumbers 
– Especially Tailored for You

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Plumber Insurance to Protect Your Livelihood Against the Unexpected

It’s an unfortunate fact of life that things go wrong from time to time. Despite every professional plumbers’ best efforts to manage risk, unexpected events can come along – leading to issues such as water damage to property or more serious incidents like injury to you or your employees.

That is why having the right plumbers' insurance is so important. It should be there to protect you when things go wrong – to defend you against unexpected costs, potential liability claims and any compensation awarded against you. Quite simply, plumbing insurance is vital to protecting your livelihood when the worst happens.

At NICEIC Insurance we work hard to provide our customers with specialist insurance for plumbers, at the right price. It’s not just any cover; it is cover designed for you – shaped by your needs to make sure you get the protection you need. No more, no less.

Our Plumber Insurance

You can buy online and get your policy documents in minutes, or simply call us so we can get you all set up and ready to go over the phone. 


If you are an NICEIC registered contractor you will receive a 10% discount and did you know 60% of contractors buying through us have paid less than £354*

We Offer the Following*1&2

  • Employers liability cover of £10 million.

  • Cover for loss or damage to tools and office equipment.

  • Goods in transit.

  • Cover for contract works.

  • Cover for your own plant and hired in plant.

  • Cover for temporary employees up to 50 days per year.

  • Free 24 hour business legal helpline.

The Power Behind Your Business

At NICEIC Insurance we are dedicated to helping protect your plumbing business when things go wrong.

We work with leading and specialist UK insurers to secure plumbers insurance that’s designed for you and only you – it’s comprehensive, tailored and affordable.

Unlike price comparison sites, we don’t leave you to do the hard work yourself, and risk ending up with the wrong cover, whether that’s too much or too little. We put in the effort to understand your needs before doing the work of securing quotes and, once you are happy, getting your plumbing liability insurance set up straight away.

No hassle. Just the cover you need, at the right price.


Commercial Vehicle

Why Choose Plumbers Liability Insurance from NICEIC Insurance? 

NICEIC Insurance is part of Marsh Commercial. We’re an insurance broker and are experts at finding the right business insurance for firms just like yours. In fact, we provide more than 35,000 business insurance policies for over 21,000 customers across the UK., so we have a wealth of experience and the contacts to help our business insurance customers find the cover they need, at the right price.

We’re part of Marsh, a global leader in insurance broking and risk management. We use that strength to negotiate with insurers on your behalf – to find the best possible cover and price we can.

Our support doesn’t end when we have secured your insurance. We’re here right through the term of your policy to help you make changes to your cover should your circumstances change, and sort out renewals. Of course, if you need to make a claim we have a dedicated advocacy service on hand to look after you.


Related FAQs

See all FAQs

I'm a plumber, what type of insurance cover do I need?

The starting point in determining what plumbing insurance you need is assessing the type of work you do and where, whether you employ people, own a van, and operate from a shop or office. Common business requirements are public liability insurance for plumbers, professional indemnity cover, and employers liability insurance (compulsory for most businesses that employ one or more people). These form part of the standard features in our liability cover for plumbing, heating, and gas engineers. It's also advisable to look at covers like property insurance if you have a shop, office, workshop, or other business premises; commercial vehicle cover if you have a van, for instance; and tools insurance. We can also add covers such as personal accident and income protection if you need them. For more information, read our quick guide to insurance.

I work in more than one trade. Can you cover this?

Yes, we offer cover for both primary and secondary trades. So, if you work mainly in one trade – for instance, as an electrician – select this as your primary, or main trade. Then, if you also work on occasion as a plumber, for example, you should choose this as your secondary trade.

What additional cover can my insurance include?

You can extend your electrical contractors insurance to include a range of optional extras such as employers liability and tools cover to deliver personalised insurance protection to suit your circumstances. We can also arrange other essential insurance covers, from personal accident and income protection to property and vehicle insurance.

Do I need public liability insurance as a contractor or tradesperson?

While public liability insurance isn't a legal requirement, it is strongly recommended for contractors and tradespeople since the nature of the job brings you into contact with clients and members of the public. That's because, no matter how careful you are, accidents do happen – and if an accident causes injury or property damage to a client or member of the public, you could find yourself faced with potentially expensive legal and compensation costs. Without public liability insurance, these costs would need to be funded from your own pocket.

Do I need professional indemnity insurance as a contractor?

If you provide advice or consultancy to clients as part of your work as a contractor, you should consider taking out professional indemnity insurance. This will cover the cost of legal fees and compensation if a client alleges a failure in your professional advice. The good news is that professional indemnity cover is included as standard in most of our contractors insurance solutions, designed to provide comprehensive, flexible cover at an affordable price.

*1 Cover may differ dependent upon insurer.

*2 As with most insurance – terms, conditions, and exclusions apply. You can request full details by simply contacting us.

Click here to view our pricing disclaimer.


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