Plumbing, Heating, and Gas Engineers Insurance

Yes, we offer cover for both primary and secondary trades. So, if you work mainly in one trade – for instance, as an electrician – select this as your primary, or main trade. Then, if you also work on occasion as a plumber, for example, you should choose this as your secondary trade.

The exact mix of gas engineers insurance cover features you need depends on the nature of your work, whether you employ people or not, and whether you have a van you use for business. You may need employers liability (compulsory for most businesses that employ one or more people), public liability, and professional indemnity. These are standard features (amongst other covers) in our liability cover for plumbing, heating, and gas engineers. Depending on the nature of your business, you may need insurance for business premises such as a shop, office, or workshop. You may also require commercial insurance for a van and covers like tools, personal accident, and income protection. For more information, read our quick guide to insurance.

The exact heating engineers insurance you need depends on the type of job you do and your work locations. Other factors will also come into play, such as whether you have employees working for you, operating from business premises, or driving a business vehicle like a van. If you employ people, there's a good chance you'll need employers liability (which is compulsory for most businesses that employ one or more people). Other core cover features like public liability and professional indemnity are included as standard (amongst other covers) in our liability cover for plumbing, heating, and gas engineers. Once you have the essential liability cover sorted, you may want to include other features like commercial vehicle insurance, cover for business premises, tools insurance, income protection, and personal accident. For more information, read our quick guide to insurance.

The starting point in determining what plumbing insurance you need is assessing the type of work you do and where, whether you employ people, own a van, and operate from a shop or office. Common business requirements are public liability insurance for plumbers, professional indemnity cover, and employers liability insurance (compulsory for most businesses that employ one or more people). These form part of the standard features in our liability cover for plumbing, heating, and gas engineers. It's also advisable to look at covers like property insurance if you have a shop, office, workshop, or other business premises; commercial vehicle cover if you have a van, for instance; and tools insurance. We can also add covers such as personal accident and income protection if you need them. For more information, read our quick guide to insurance.